Generally speaking extended warranties are high profit/low risk products for the seller. If a buyer has such little faith in a product that an extended warranty seems a safe bet, perhaps the buyer should consider a more reliable product in the first place.
The Versys has proven itself a very reliable machine in my opinion (and those of most of the forum members as near as I can tell) which makes the cost of an extended warranty an unnecessary expense - again, in my opinion.
If it would make you feel more secure about protecting your investment, be certain you read the fine print - all of it - to understand exactly what is covered and what is not. There are countless horror stories about people who have bought such products only to find out that the fine print excludes what might be reasonably considered covered items.
Discussions on warranties are like religion and politics. Who knows and at the end of the day your going to do what you want anyway. Personally my warranty paid for a new stator, gear shift linkeage and two(2) instrument panels. So it worked out for me but, again, who knows.
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