Kawasaki Versys Forum banner

1 - 16 of 16 Posts

·
Registered
Joined
·
198 Posts
Discussion Starter #1
My insurance broker just called to tell me my previous insurer (Aviva 224$/year) does not want to renew my contract at same price and certainly without road side assistances (too many events on my case even if I never been responsible! Anyway.)

So he suggested me to go with AXA at 178$ per 2 years, which is less than half of what Aviva is offering (Am I the only one smelling something fishy?)! Anyone dealed with AXA? Is the service ok? Unfortunately the contract does not cover road side assistance.

Which road side assistance offers good service at a reasonable price that covers North America 24/7?
 

·
Registered
Joined
·
254 Posts
Never heard of AXA. I have State Farm. Expensive ($45/month full coverage) but I've seen nothing but quality service from them in the 13 years (and 4 accidents) I've been with them.

As for roadside, I got a free membership with ROK that gives roadside service. I've used it twice with my V so far (flat tire) and they've been great. The limit per tow is $250 which can get you quite a ways. I've heard AMA has great roadside too. ROK is $29.95/year and AMA starts at $39/year. Many places also offer discounts for AMA members.
 

·
Premium Member
Joined
·
16,111 Posts
Never heard of AXA. I have State Farm. Expensive ($45/month full coverage) but I've seen nothing but quality service from them in the 13 years (and 4 accidents) I've been with them.

As for roadside, I got a free membership with ROK that gives roadside service. I've used it twice with my V so far (flat tire) and they've been great. The limit per tow is $250 which can get you quite a ways. I've heard AMA has great roadside too. ROK is $29.95/year and AMA starts at $39/year. Many places also offer discounts for AMA members.
Thanks for the info on ROK. Just signed up
 

·
Registered
Joined
·
254 Posts
Thanks for the info on ROK. Just signed up
Sure thing. My dad took an advanced riders course in SoCal last Fall and part of the package was a membership to ROK (Kawi sponsored course I guess?). He rides a Goldwing so he gave me the membership. Having used it twice already, I'll definitely re-up.
 

·
Registered
Joined
·
194 Posts
My insurance broker just called to tell me my previous insurer (Aviva 224$/year) does not want to renew my contract at same price and certainly without road side assistances (too many events on my case even if I never been responsible! Anyway.)

So he suggested me to go with AXA at 178$ per 2 years, which is less than half of what Aviva is offering (Am I the only one smelling something fishy?)! Anyone dealed with AXA? Is the service ok? Unfortunately the contract does not cover road side assistance.

Which road side assistance offers good service at a reasonable price that covers North America 24/7?
I have heard of AXA before. My dad used to have them insuring his truck. No problems with them... didn't know they did bikes too. I use state farm and they provide road side assistance. Now would your insurance rate go up if you use your roadside assistance? I prefer not to find out the hard way so my cell phone has road side assistance for $4 a month and covers any vehicle I am driving or riding in as long as I have my cell with me.
 

·
Registered
Joined
·
198 Posts
Discussion Starter #6
Thx for the information. Did not know kawasaki had their moto club (rok) which seems pretty interesting. Also found motorescue for canada that is a little more expensive but do not have a cap for towing below 100km.
 

·
Registered
Joined
·
1,407 Posts
I have a broker
JA Lemieux
They beat all quote I had for my bike (so far)

They were having a thing with the Qc Motorcycle Fed (QMF), and discount were given to member (which I am)

This year, the QMF decided to go with another insurer, La Capital, stayed with Lemieux because all my "other" thing are with them

Maybe you should make a call to both of these insurer

My 2 cents


LOP
 

·
Registered
Joined
·
198 Posts
Discussion Starter #8
I knew something smelled fishy with actual AXA quotation (less than half the price per year of my actual insurance plan). Just exchanged with with broker and he asked a quotation for just civil responsability. That means if I have a responsible accident, I have to pay for damages!

I can't believe he proposed me this insurance plan without telling me I was not 100% covered!!:mad::mad:
 

·
Registered
Joined
·
1,063 Posts
I couldn't tell if the OP post was for US or Canada.
anyway, for the states, AAA has an optional rider for motorcycle road assistance.

For any insurance company you can get a rating (AM Best?) and I would not go with one that had less than an 'A' rating. Many are AA and AAA rated. Has to do with their financial solvency.

When I renewed last time I got an upgraded insurer for a lesser rate by going thru my broker. Progressive was more than double. I'm at about $350 a year for full coverage. Funny, same premium as coverage for our RV at more than ten times the value of the bike. Rip-offs. :D
 

·
Super Moderator
Joined
·
19,006 Posts
FWIW, the God Sam Club has roadside assistance for RVs that will include ANY vehicle you own including m'cycles. I used it once when my pickup brokedown while hunting in -40C weather, out in the "Forestry" in Alberta. I used my quad to ride out (25 miles) and called for assistance. They sent out a tilting flat-bed truck the next day, recovered the truck and then towed it about 150 miles to my mechanic in the town I lived in. Driver said it would have been a $600 tow WITHOUT Good Sam! :eek:penarms:
 

·
Registered
Joined
·
198 Posts
Discussion Starter #14 (Edited)
Asked my broker to get a quote from them. Will see. Thx for the info!
Jevco: 265/year 100% covered with road assist.
La Capital does not do business with brokers and apparently no road assist, but I have not called them, so can't tell.

Jevco seems to suit exactly what I need so will go with them.:yeahsmile:

It's great to have a broker, he did most of the hard work for me, all that by email while at work :p and also great to have information from poeple on the forum:thumb: thx!
 

·
Registered
Joined
·
1,407 Posts
Jevco: 265/year 100% covered with road assist.
La Capital does not do business with brokers and apparently no road assist, but I have not called them, so can't tell.

Jevco seems to suit exactly what I need so will go with them.:yeahsmile:

It's great to have a broker, he did most of the hard work for me, all that by email while at work :p and also great to have information from poeple on the forum:thumb: thx!
How much more $$$ for the road side assist ?

'cause my quote is less than $200 this year (around $180 or 190 some)

LOP
 

·
Registered
Joined
·
198 Posts
Discussion Starter #16
How much more $$$ for the road side assist ?

'cause my quote is less than $200 this year (around $180 or 190 some)

LOP
I can't tell exactly but if I compare with AXA that was not offering road assist, its about 50$. Note that the quote 265$ is tax in. So that would be 230$-50$

Before tax and road assist = 180$/year
 
1 - 16 of 16 Posts
Top