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Just when I thought it's hard enough to explain what kind of bike the Versys is to a layperson, I stumble across this....



Filling out the additional insurance form. What do you check?? :huh::D
They should have "All Of The Above" checkbox.
 

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I would check Touring for insurance purposes. I believe the versys pulls up under most insurance companies as Sport
 

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Sport+touring ad up to dual purpose. May be semantics but I bet dual purpose is much cheaper rates than "sport".
Not so sure about that. Might be a problem. Some insurance companies don't want to deal with bikes that goes off road.
 

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Most insurance companies use the nada designation to estimate value. However, others use the manufacturer designation. Progressive have the 2008 kle 650 as a dual sport while geico have it along with the ninja as a sport. Which explains the ridiculous difference in their quoted rates.
 

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Most insurance companies use the nada designation to estimate value. However, others use the manufacturer designation. Progressive have the 2008 kle 650 as a dual sport while geico have it along with the ninja as a sport. Which explains the ridiculous difference in their quoted rates.
especially as a 23 yr old male, the difference was almost 300$/year for me
 

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Progressive considers the V a sport bike for insurance purposes. Guess looks outweigh performance. They get more money that way. I guess the Versys really does not look like a "standard" bike with all the styling, but in my opinion it is.
 

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Odd, but I got much better pricing from Geico, and multi-vehicle discount with car plus V. Moto pricing was almost half of Progressive's quote, which did not include multi-V discount because that requires calling an agent rather than pricing it online...and I didn't feel like dealing with that. My other option was USAA, but that was also more expensive.
 

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we had our cars plus my dads goldwing on my geico policy and it came out to more than 700$ but only around 400 from progressive.
 

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I had Dairyland for 3 years and they went up every year, so I switched to Progressive and not only were they $50 cheaper, they actually went done $25 last year. I am curious to see what happens this coming July.
 

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Thankfully, my State Farm agent was familiar with the Versys. My rates with SF were far better than the quotes I got from the other guys.

Drive around and look for an agent with a bike in the 'reserved' spot in the back of the insurance company building. :)
 

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Thankfully, my State Farm agent was familiar with the Versys. My rates with SF were far better than the quotes I got from the other guys.

Drive around and look for an agent with a bike in the 'reserved' spot in the back of the insurance company building. :)
My state farm agent (which I have my autos and home with) told me they cant touch the rates of Geico or Progressive on motorcycles. As I said before, there are many variables...
 
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