Insurance ,the bane of my life
the story in ireland is you're limited to five companies, Carole Nash, Axa, Principal , liberty and MCE,
I am 54 years old ,a clean licence, 11 years protected no claims in Ireland, full licence. the bike a 1000 versys is a 15 worth about 8.500 euro.(group 11)
the bike modification is that the suspension has been lowered (by kawasaki), this does not increase the BHP it only allows people with short legs to mount the bike with ease!
the bike is datataged,has a built in immobiliser is kept in a locked garage at home or in secure multistorey staff car park at work (id cards required for entry) and an alarmed disc lock.
so renewal quotes, last year i had the BMWR1200CL (2003) @255 euro a year.
this year best quote 408 euro with 200 euro excess,
worst quote 700Plus euro
Worst case senario we can't insure your motorcycle because of the modification.
Also told that datatag doesen't make any difference to the quote.
I always felt when i lived in the UK that the insurance coswas based on the risk i represented not about getting more revenue or undercutting another insurance company.
Welcome to rip off Ireland!