Take a look at iDrive or Carbonite, etc... encrypted cloud-based backup. If your house burns down or someone steals your computer, etc, you can still get back all your data...photos, videos, music, documents, whatever.... with the additional advantage that you can also get to them while on the road or in an emergency from anywhere. Yes, it takes maybe five days to upload your stuff, but once it's up there, only changes to data are sent. Obviously you need to use a well-known, reliable, honest service. I think iDrive costs me about $49/year and backs up files on my home network storage server and multiple home machines.
Someday is not a day of the week.