Two good choices and a great idea to take the MSF course.
If it were me starting out with little to no experience, I'd go on Craigs list and find myself a cheap used bike and ride that around for a few months.Not to put you off in anyway, we've all been there, but there's a chance you could drop your shiny new GS or Versys and even stationary, you'll do a lot of cosmetic damage. On a cheap used bike you won't care on your beautiful expensive new one, you'll be heart broken!
If you stick with new, I'd go the more economical route. Your GS will probably cost you $3k plus more than the Versys, it just doesn't have that extra $3k value in it.
Obviously we are all very biased on this forum, but Versys is a very easy bike to ride-at your height, you'll have no trouble touching the ground flat footed. You'll get good mpg, comfortable riding position and something you can grow into as you get more experienced. I've got 25k on mine and of all the bikes I've had (over a dozen) its by far the best. A big consideration is that even in hot weather it doesn't produce a lot of heat. Some bikes out there get so hot stuck in traffic on a hot day, its unbearable.
Good luck with your choice and welcome to the forum.
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