versys insurance please help.. - Kawasaki Versys Forum
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post #1 of 41 (permalink) Old 07-03-2008, 10:53 AM Thread Starter
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versys insurance please help..

Hello. I'm new to bikes & am doing research. I've decided on the Versys. I called Progressive & they want $2,061 a year! That's $172 a month! Would/can any of u shed some light on what I really need coverage wise. How I can get this down. Or anyone else who is better insurance wise. I'm 39, live in Phoenix, arz & I have a GR8 driving record. Thanks
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post #2 of 41 (permalink) Old 07-03-2008, 11:06 AM
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I live in Parker colorado, I'am with american family insurance,280.00 a yr full coverage. That also cover's my hard saddle baggs.
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post #3 of 41 (permalink) Old 07-03-2008, 11:07 AM
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Make some phone calls, and decide if you really need collision insurance. Most insurers offer a discount of around 10% if you take a motor safety course. Ask about different deductibles. I'm paying less than $200 for theft and liability only through Geico.
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post #4 of 41 (permalink) Old 07-03-2008, 11:22 AM
 
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[email protected]%# Progressive.

Florida,54 years age,Allstate,$210 full,$500 deductable. Cheers........Lefty.
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post #5 of 41 (permalink) Old 07-03-2008, 01:40 PM
 
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That's ridiculous.

Have you checked Rider Insurance? They're pretty cheap.

I'm with Geico in NJ and I think it's around $750 with full coverage and 100/300 limits.
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post #6 of 41 (permalink) Old 07-03-2008, 02:16 PM
 
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Hey guys,
I'm with State Farm, $275.00 every six months.
This sounds about average I think.
I am 43 years old, this might make a diff?
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post #7 of 41 (permalink) Old 07-03-2008, 02:23 PM
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NJ
Rider ins
Aprox 380 for the year
31 yo
no points
new rider
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post #8 of 41 (permalink) Old 07-03-2008, 02:27 PM
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I got $365/year through Allstate.. shop around.
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post #9 of 41 (permalink) Old 07-03-2008, 02:46 PM
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insurance

I am with NationWide. They have a motorcycle policy, mine is $399.00 a year full coverage and roadside assistance. Check with your local NationWide rep. I didn't even know they had a seperate motorcycle policy.

I can't help I am not on of the Sheeple.
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post #10 of 41 (permalink) Old 07-03-2008, 03:23 PM
 
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State Farm $280 a year in SD. The only downfall to State Farm is that they only consider the year and the cc's when pricing your policy. So I pay $280 a year for an '08, inline twin 650cc and my brother in law pays $250 a year for his '08 inline 4 cylinder 600cc ZX6R. Plus as of right now they have no system set up to increase your rates for an at fault accident. In other words, you wreck you don't pay more.
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post #11 of 41 (permalink) Old 07-03-2008, 03:48 PM
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Quote:
Originally Posted by PappaBear View Post
Hey guys,
I'm with State Farm, $275.00 every six months.
This sounds about average I think.
I am 43 years old, this might make a diff?

450 a year. State Farm. Full coverage $0.00 deductible

30 years old. unmarried. Virginia. I have my car with them too. and my renters insurance. so I may get a discount for that.
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post #12 of 41 (permalink) Old 07-03-2008, 04:32 PM Thread Starter
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Thanks every1..

I wasn't expecting so much feedback & in 1 day. Thanks every1. I think it's clear that progressive was trying 2 rip me off. *sheesh*
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post #13 of 41 (permalink) Old 07-03-2008, 05:02 PM
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Denver, 43 yrs old, no points.
$140/yr - 500 deductible, no medical as I have it already.
Shelter Insurance and I have my car and house with them too
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post #14 of 41 (permalink) Old 07-03-2008, 05:30 PM
 
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I'm in vegas, 40 years old, clean record, State Farm, $40 a month, $500 deduct., full coverage. What gives? I've been with the same guy 15 years
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post #15 of 41 (permalink) Old 07-06-2008, 12:25 AM
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48, full coverage, no deductible, fire and theft, uninsured motorist.
$385 a year for three bikes. The V is almost $160 of that.

Allstate, they also insure two cages, the house and have for twenty-seven years. I did threaten to take my business elsewhere earlier this year when they offered to up my rates. All of a sudden they were very competitive.

Dan

$100 an hour for therapy or...
$100 for gas...
I'm going riding!

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post #16 of 41 (permalink) Old 07-06-2008, 01:45 AM
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I'm 26, good driving record, and am only paying $411/year with progressive for full coverage in TN. Thats also with the 10% safety course discount. I wonder why in the freak they're asking 2,000...that seems a little ridiculous.

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post #17 of 41 (permalink) Old 07-06-2008, 04:42 PM
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24, geico liability only 132/year, if you got financed through kawasaki you don't have to have full coverage...!?!?! I might put full coverage on after I turn 25 but I don't want to get screwed so we'll see what happens...

08 Versys 32+k and counting


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post #18 of 41 (permalink) Old 07-06-2008, 07:09 PM
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45 married, no tickets, Dariland $251/Yr. full coverage $250 deductable...

Graham

To do is to be. -Descartes
To be is to do. -Voltaire
Do be do be do. -Frank Sinatra


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States I've ridden in so far

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post #19 of 41 (permalink) Old 07-06-2008, 07:40 PM
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Time for ME to make some phone calls too. Thanks for posting up all your rates people.

Luke
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post #20 of 41 (permalink) Old 07-06-2008, 07:50 PM Thread Starter
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Quote:
Originally Posted by inthemountains View Post
I'm 26, good driving record, and am only paying $411/year with progressive for full coverage in TN. Thats also with the 10% safety course discount. I wonder why in the freak they're asking 2,000...that seems a little ridiculous.
Inthe mountains, thank you. Yea, the guy giving me the 2 grand price was a little odd. I'm calling back. Would you be so kind as to break down exactly what your coverage is. Thanks
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