Join Date: Nov 2012
Location: Chattanooga, TN
Mentioned: 0 Post(s)
So it finally sorted itself completely out. Turns out the traffic investigator who wrote the report was in a hurry and blamed it on the junior deputy who responded initially to the crash and released the other driver so he was unable to talk to him. He took one witness statement and wrote his report. He did say he thought it odd that her story (the witness) and mine were so far apart, but he didn't have time to investigate before leaving town. Once back in town, he did his job and spoke to the other driver and I ended up getting an amended report that removed the following improperly, still had her witness statement, and the other driver's statement consisting of "I didn't see anything, I pulled out, and then I got passed by a bike sliding on the ground, then I stopped."
I contacted his insurance, State Farm, which also happens to be my insurance, and they initially denied my claim, saying I should have been able to see, comprehend, react, and stop from speed in 75-100 feet. I am, admittedly, fairly new to riding, and he said in no uncertain words, if I knew what I was doing, I wouldn't have crashed. He stated he had never ridden, but people he talked to told him this. And then I don't remember what happened...but I remember people in the office looking at me.
Long story short, they sent an insurance investigator to the site. She took pictures and measurements (noting how they didn't match the other driver's recorded statement to the adjustor), and looked very confused when I told her a few things the adjustor said and they called this morning to confirm my address so they could mail a check to finish repairing my Versys.
I guess this is the closest to a happy ending i could expect. And please, stop doing business with State Farm.