I traded my 2010 Yamaha Roadstar Silverado, $13K for a 2011 Versys, $6300. YIKES!! my insurance went from $176 for full coverage to $342. Doubled the premium for a bike that lists for one half price. No tickets, no accidents 69 yrs. old. Anyone in Colorado have a better deal with their company?
Insurance companies seem to follow a mystical process for rating different "bikes". When I removed a 2008 Vespa S150 scooter and added a 2009 Versys to a Progressive two bike policy...the annual cost dropped by $60.
2009 GREEN Versys
2006 Yellow Pearl H-D VRSCR Street Rod
2010 Scarlet Red H-D FXDF Fat Bob
Fear is just excitement in need of an attitude adjustment.