Well it's obvious that insurance companies only do research when it's to their benefit. Any half-hearted attempt to look into this would have them comparing the bike to the GS/V-Strom/Ulysses types, and not to sport bike riders. I'm 50, have been riding for about 20 years, have multiple MSF courses--and the only thing that matters to the insurance company is that the bike appears on the Sport web page? A rate change from $220 to $1300, going from an almost 100hp sport-touring bike with lots of expensive plastic, to a barely 60hp bike with less stuff to break? I'm whining, I know. Anyway, so far I've looked into Progressive, and they were about $450. I'll keep shopping during my 30 day window--something I've never really done before for insurance!