Thanks for all your responses!
A little more background on my monetary issues: I have a job all school year long.. I'll make a little over 2,000 this year (without summer jobs). I already have some money saved up which is why I'm waiting until after this year to purchase. I have no intention of going ultra high speeds, lane-splitting, or any of that. I just wanna cruise around, maybe do some touring
While money IS an issue, the reason I would prefer to buy new is because I don't know exactly how a motorcycle is supposed to run, how the breaks are supposed to feel, etc.
I'm worried if I buy used something could be wrong with the bike but I wouldn't know it just by test driving it.