My Insurance Experience
:welcome:to the forum, and see you around 2:15 PM April 28, 2017>
As to letting you out, we have had spammers that have in very short order added 75 posts in every forum, that required development of some new tools for us mods, so this new format of 2 posts and 48 hours is a big success , absolutely nothing stopping you from posting what you have to say in this thread. Post the subject title and information, I can copy the post to whatever forum you want, after 48 hours all the posts can also be moved. This is your thread, say whatever you want.
Yeah, I completely understand. This is a very high visible forum with a lot of traffic, you are going to get that. I use to run my own forum years ago, and it didn't see the traffic this site did and I still had to deal with spammers as well, so I feel your pain my friend. Do what you need to do to protect the site so it's enjoyable for everyone. Here is the thread I wanted to post in:
http://www.kawasakiversys.com/forum...-discussions/125818-high-insurance-rates.html
Here is want I wanted to post:
So here is my Deal, and it's an apples to apples comparison: I just sold my FZ1 to buy a brand new Versys 1000. YAY me!! It delivers today, and I'm so happy
My insurance with my old bike is currently with Progressive, with the USAA discount since USAA doesn't directly underwrite motorcycles and watercraft.
Progressive quoted me $89.50 a month for minimum Virginia state requirements for full coverage, which is $25K bodily/ $50K per accident and that was with a $1000.00 deductible. I have a clean record, good credit, garage kept, everything that would indicate a good rate. I thought that was super high, so I called Geiko.
Geiko got my 2014 Ford Focus ST, the Versys 1000 both at full coverage, and both at $100K bodily/ $300k Per accident and a $500.00 deductible for $111 per month. WHAAT?!? Yea, no kidding!!! and for reference USAA charges me $120 just for my Focus ST. I've been with USAA for 19 years, so it was hard but not too hard to switch to Geiko. This just happened less than an hour ago.
So my assumption is that Progressive has no freaking clue what our Versys bikes really are, as a lot of riders don't either from what I get lurking these forums. Progressive must categorizes them as a 1-liter sport bike. Where as Geiko considers them a touring bike...as they should... it's even how Kawasaki lists it on their website and sales literature. I don't care what people say, the Versys IS NOT a sport touring bike, let alone a sport bike.
Anyway... I recommend before you start paying through your teeth for insurance on this bike, shop around. Also consider that the Versys 650 and the Versys 1000 will have completely different insurance rates and most of you probably already know, so we can't use those bikes as apples to apples comparison.