Right in the middle, snow belt is 30 KM North of us. I was out a little over a week ago, plus 5 to 7'C, nice sunny day, did 208 KM, on the way home I christened the bike into the new year 2017, heavy rain lasted 3 minutes, saved a ton of money letting mother nature wash the bike off
. All my gear is waterproof, including my boots.
As long as it is plus 3'C I will ride, on one condition, no ice on the roads, had a close one last year, sustained temps of minus 5 to 10'C for several weeks, then some snow and then plus 5 to 10'C, two hours out I found a 1/2 mile of road sheltered by bush on both sides, had black ice on it, only 300 yards, but enough to take notice, just like a man made rink, just because it is plus temps doesn't mean ice doesn't exist.